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A large part of reducing workers' compensation loss costs is avoiding accidents in the first place. A well constructed risk management program can significantly reduce plan expenses by helping members create a safer work environment. The Comp Alliance provides its members with a comprehensive array of risk management and loss control services especially designed to address challenges in the municipal sector.
Our Risk Management and Loss Control services include:
- Loss control representatives conduct annual inspections of each member's facilities and operations.
- Recommendations, based on the annual inspections, are generated which identify potential problem areas.
- Loss control staff is available to assist in the development and implementation of corrective actions.
- Safety committees are an important part of any municipal safety program. Our staff can and will assist members in the establishment of appropriate and productive Safety Committee meetings, and provide ongoing technical support.
- Loss runs are routinely analyzed to identify loss and injury trends.
- If the loss runs indicate a need, loss control staff can assist in evaluating ergonomic exposures in the workplace that could potentially cause repetitive motion disorders, VDT eyestrain, and other injuries.
- Loss control staff can assist in identifying and correcting other potential hazard areas related to environmental factors, including electromagnetic fields and sick building syndrome.
- Our loss control staff can assist with formulating of updating training programs for blood borne pathogens, hazardous communication (Right to Know), and "Lock-Out/Tag-Out" compliance.
- Our loss control staff is certified by the National Safety Council to teach defensive driving courses. Evening and weekend schedules are possible.
- Risk evaluations of all members to identify and correct workplace hazards.
- Provide focused risk management and loss control service for members with high EMF's (Experience Modification Factors) to assist them in reducing injuries and associated workers compensation costs.
- On site classroom loss control training for members in General Safety Topics: PESH, Hazard Communication, Lockout, PPE, Confined Space Entry, Trenching, Fall Protection, Driver Safety, Slip and Fall Prevention, Back Safety, Chainsaw Safety, Accident Review and Investigation, Safety Committee Development, Safety Officer Job Description, etc.
- Safety/Risk Management topics featured in Quarterly Newsletter.
- RM staff available to safety committees to offer
- RM staff can attend scheduled board meetings to describe available risk management services, present loss control recommendations and provide loss experience and analysis review.
Claims Administration Services
Underwriting and Client Services
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